In the construction world, every project brings opportunity—and risk. At Ruese Insurance Group, we provide specialized insurance coverage for contractors and construction professionals across West Central Ohio, including Sidney, Troy, Piqua, Fort Loramie, and surrounding communities.
Whether you're a general contractor, subcontractor, or independent tradesperson, we'll help you protect your crew, your equipment, and your reputation—on and off the job site.

 Built for the Risks You Face

From job site accidents to equipment theft or damage, construction work comes with unpredictable challenges. A single incident can delay your timeline or cost you thousands. Our custom-tailored contractor insurance packages are designed to safeguard your business at every stage—whether you're pouring foundations, wiring buildings, or managing full-scale renovations.

We take time to understand the type of work you do and the clients you serve, so your policy fits your needs without extra costs or gaps in protection.

 

 Key Insurance Coverages for Contractors

  • General Liability Insurance — Covers property damage, bodily injury, and legal costs related to your work.
  • Commercial Auto Insurance — Protects trucks, vans, trailers, and other work vehicles.
  • Contractor's Equipment Insurance — Coverage for your tools and machinery, whether on the job site or in transit.
  • Workers’ Compensation — Required in Ohio; protects your employees in case of work-related injuries or illness.
  • Builders Risk Insurance — Covers structures under construction, including materials and supplies.
  • Professional Liability (E&O) — Ideal for design-build firms or contractors offering consulting services.
  • Umbrella Insurance — Extra protection for large claims that exceed your standard policy limits.

 Serving Contractors Across West Central Ohio

As a locally rooted agency, Ruese Insurance Group proudly serves contractors in Sidney, Piqua, Troy, Fort Loramie, and throughout West Central Ohio. We work with electricians, plumbers, framers, HVAC pros, roofers, masons, and more—providing fast service, expert advice, and coverage that works as hard as you do

 Let's Get to Work

Ready to protect your construction business with the right insurance plan? Let's talk. Our team is here to provide a free quote and guide you through the process with no pressure

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