As the 4th of July approaches, the Ruese Insurance Group team wishes you a happy and safe celebration! This patriotic holiday brings fireworks, family gatherings, and fun, but it also carries some risks. To ensure your Independence Day is enjoyable and accident-free, we’ve put together essential safety tips for you and your loved ones.

Firework safety is critical, especially with the excitement they bring. Always leave professional displays to the experts and check local laws regarding consumer fireworks. If you’re using them at home, read and follow the instructions on each firework. Keep a bucket of water or a hose nearby to extinguish stray sparks, and light them one at a time while maintaining a safe distance. Never relight a dud—wait 20 minutes, then soak it in water before disposal. Supervise children closely and keep them away from fireworks entirely.

Ohio summers can get hot, and many celebrate with pool parties or lake outings. Supervise children near water at all times, ensuring everyone wears a life jacket if needed. Stay hydrated and take breaks in the shade to avoid heat exhaustion, while applying sunscreen regularly and checking the weather for severe conditions.

For a smooth celebration, plan a designated driver or use rideshare services if alcohol is involved. Secure pets indoors to protect them from fireworks noise and crowds. And don’t forget to collect pop-tabs from your beverages to support Ronald McDonald House Charities Dayton—drop them off at any Ruese Insurance Group location through July 29, 2025!

At Ruese Insurance Group, your safety is our priority. Enjoy the festivities, and let us help you protect what matters most. Happy 4th of July!