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Ohio Motorcycle Insurance

What are the coverages?

  • Ruese Insurance Group Motorcycle InsuranceAccessories coverage – if you carry comprehensive or collision coverage, your policy will include coverage for your accessories (coverage amounts vary by state). Accessories may include: saddlebags, backrests, seats, chrome pieces and CB radios. If needed, additional coverage can be purchased. Collision coverage provides protection for your helmet as well.

  • Bodily injury liability coverage – insures you against certain damages if you injure or kill someone while operating your motorcycle and also provides you with a legal defense if another party in the accident files a lawsuit against you. We have multiple limits of protection from which to choose.

  • Collision coverage – pays for covered damage to your motorcycle when it hits, or is hit by, another vehicle.

  • Comprehensive physical damage coverage – pays for covered losses resulting from incidents other than collision - such as theft, fire or vandalism.

  • Medical payments, No-Fault or Personal injury protection coverage – in most states you can select medical coverage for yourself and your passengers.

  • Property damage liability coverage – insures you against certain damages caused to someone else's property while operating your motorcycle and provides you with a legal defense for such claims if another party files a lawsuit against you. We have multiple limits of protection from which to choose.

  • Uninsured/Underinsured motorists coverage – pays for injuries caused by an uninsured driver in a crash that is not your fault.

 


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